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I’m trying to stop saying “technical debt” and start saying “complexity debt” because that’s a much more descriptive term. This kind of debt affects business, morale, projections… It’s often not purely technical in either origin or function.
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This is but one useful bit I’ve picked up from The Unicorn Project, which is a great read so far (I think it’s fine to skip The Phoenix Project if you aren’t purely “in IT"). Thanks to zaherg for the suggestion in grmpyprogrammer’s thread a few months back.